Services
We provide personalized guidance and support to help you achieve your financial goals.
At JBF Financial, we understand that everyone’s financial needs and goals are unique. That’s why we offer a range of financial planning services that can be tailored to meet your specific needs. So, whether you need help with retirement planning, tax planning, investment management, or insurance, we will guide you through the process.
Life Insurance
A life insurance policy can help protect your family's financial future if something unexpected happens to you. It provides a safety net that gives you peace of mind knowing that your loved ones will be cared for.
Investment Planning
Our specialized line of products and services can help you achieve your financial goals.
Retirement Planning
With our retirement planning, you'll have peace of mind knowing exactly how much income you'll need during your retirement years, how to withdraw your income in a tax-efficient manner, and what the best investment strategies are for you.
Insured Retirement Program
There are several mechanisms available for individuals to save in a tax-efficient manner for their retirement – from employer-sponsored pension plans to government plans, RRSPs or TFSAs.
Segregated vs. Mutual Funds
Segregated Funds: Policy owner, Annuitant and Life Insurance company
Mutual Funds: Account holder, Mutual fund and Investment Company
First Home Savings Account
An FHSA is a tax-advantaged savings account for people looking to purchase their first house. Contributions to an FHSA will be tax deductible in the same way as RRSP contributions are.
Tax-Free Savings Account
The two primary advantages of TFSA are: first, you won’t have to pay taxes on the growth of your TFSA contributions, and second, neither your contributions nor your withdrawals will be subject to taxation.
Whole Life Insurance Policy
Whole life insurance rates are higher than term insurance premiums because of the policy’s near-certain payout. In addition to the payment, you could benefit from the policy’s ability to build financial value.
Retirement Annuities Segregated Funds
Insurance policies can house various long-term investment vehicles, including segregated funds and annuities. They offer several benefits and could fit your varied investment strategy well.
Family Protection Insurance Edmonton
Family protection insurance is a form of life insurance that safeguards a family’s financial security in the case of the death of the principal insured.
Companies we work with
